HVAC & Plumbing Financing Options | Richmond, Northern Neck

Gilman Heating, Cooling & Plumbing

The #1 HVAC Contractor in Richmond, VA and the Northern Neck with 100+ Years Of Experience

Flexible financing for HVAC & Plumbing

Upgrade your home’s comfort with budget-friendly financing options. No-interest plans on qualifying RUUD HVAC systems and plumbing services. Apply today for easy, affordable payments.

We have multiple financing options to work with your budget.

Synchrony

36 months 0% interest with equal payments. Requires purchase of RUUD 15.2 SEER equipment or higher.

On qualifying purchases made with your Synchrony Bank credit card. $69 Account Activation fee may apply. Equal monthly payments required for 36 Months.

No monthly interest if paid in full within 18 months (deferred interest plan with payments). Requires purchase of any new heating and cooling system.

On qualifying purchases made with your Synchrony Bank credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. $69 Account Activation fee may apply. Fixed payments of 2.50% of the highest balance applicable to this promo purchase until paid in full.

No monthly interest if paid in full within 6 months (deferred interest plan with payments). Requires purchase of any new heating and cooling system.

On qualifying purchases made with your Synchrony Bank credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. $69 Account Activation fee may apply. Fixed payments of 2.50% of the highest balance applicable to this promo purchase until paid in full.

5.99% APR until paid in full. 9.99% APR until paid in full. 37-month term. Requires purchase of any new heating and cooling system.

On qualifying purchases made with your Synchrony Bank credit card. $69 Account Activation fee may apply. Fixed monthly payments required for 37 months.

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DISCLOSURE: No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR is 26.99%; Minimum Interest Charge is $2. One-time Account Activation Fee of $69 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

GreenSky

6 months no payments, no interest. Then, 9.99% APR until paid in full. Requires $2,500 minimum purchase.

Subject to credit approval. Minimum monthly payments required. Interest is billed during the promotional period but all interest is waived if the purchase amount is paid in full within 6 months. Making minimum monthly payments will not pay off the entire purchase balance before the end of the promotional period.

12 months deferred interest with monthly payments. Requires $3,500 minimum purchase.

Subject to credit approval. Minimum monthly payments required. Interest is billed during the promotional period but all interest is waived if the purchase amount is paid in full within 12 months. Making minimum monthly payments will not pay off the entire purchase balance before the end of the promotional period.

6 months deferred interest with monthly payments. No minimum purchase required.

Subject to credit approval. Fixed APR of 9.99% for 120 months. Payment example: for $10,000 purchase on approval date. 120 payments of $132.09.

9.99% APR until paid in full with regular monthly payments. No minimum purchase required.

Subject to credit approval. 6 month purchase window. 0.00% interest rate during 6 month promotional period followed by fixed interest rate of 9.99% for 120 months. Payment example assumes one time $10,000 purchase on approval date (8.94% APR) with 6 months of 50.00 payments followed by 120 amortized payments of $5,132.10.

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- Greensky can be used for both HVAC and plumbing projects! No prepayment penalties ever.

- Restrictions apply. Contact our customer service team for more details.

If you have any questions, please give us a call
804-207-3881

Synchrony
  • 36 months 0% interest with equal payments. Requires purchase of RUUD 15.2 SEER equipment or higher.

On qualifying purchases made with your Synchrony Bank credit card. $69 Account Activation fee may apply. Equal monthly payments required for 36 Months.

  • No monthly interest if paid in full within 18 months (deferred interest plan with payments). Requires purchase of any new heating and cooling system.

On qualifying purchases made with your Synchrony Bank credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. $69 Account Activation fee may apply. Fixed payments of 2.50% of the highest balance applicable to this promo purchase until paid in full.

  • No monthly interest if paid in full within 6 months (deferred interest plan with payments). Requires purchase of any new heating and cooling system.

On qualifying purchases made with your Synchrony Bank credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. $69 Account Activation fee may apply. Fixed payments of 2.50% of the highest balance applicable to this promo purchase until paid in full.

  • 5.99% APR until paid in full. 9.99% APR until paid in full. 37-month term. Requires purchase of any new heating and cooling system.

On qualifying purchases made with your Synchrony Bank credit card. $69 Account Activation fee may apply. Fixed monthly payments required for 37 months.

Finance Your Project

2602 - 6 Months No Interest, with Payments (84 months) - (78 Principal Pmts)

2611 - No Interest if Paid in Full in 12 Months

2740 - Reduced Rate 9.99% for 120 Months

1069 - Mixed Rate 0% for 6 Months Followed by 9.99% for 120 Months

Financing for GreenSky© credit programs is provided by federally insured, federal and state chartered financial institutions without regard to race, color, religion, national origin, sex or familial status. NMLS #1416362; CT SLC-1416362; NJMT #1501607 C22
    • 6 months no payments, no interest. Then, 9.99% APR until paid in full. Requires $2,500 minimum purchase.

    • 12 months deferred interest with monthly payments. Requires $3,500 minimum purchase.

    • 6 months deferred interest with monthly payments. No minimum purchase required.

    • 9.99% APR until paid in full with regular monthly payments. No minimum purchase required.

*Greensky can be used for both HVAC and plumbing projects! No prepayment penalties ever.
*Restrictions apply. Contact our customer service team for more details.

If you have any questions, please give us a call at  804-207-3881

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